EXCLUSIVE: Get in Line! Creditors Set to Collect From Giudice Mansion Foreclosure

Posted on Apr 21 2015 - 10:03am by BeachSpin

teresa-giudice-finances

It’s about time! Longtime viewers of “The Real Housewives of New Jersey” had front row seats, as Joe and Teresa Giudice settled into their ostentatiously renovated, Montville Township mansion. We all watched as they proudly outfitted their home with top of the line, albeit tacky, luxury trimmings, pricey furniture and designer labels. 

Fast-forward a couple of years, and Teresa’s new residence is a bare bones prison cell, with her thieving husband on the road to the slammer right behind her. The fraudulently gained family palace remains the most glaring reminder of the criminal avarice that will forever define this crashed and burned reality pair. The Giudicies remain buried in mountains of debt, and how the millions of dollars will be paid back, is a question yet to be fully answered.  Finally, the wheels of financial justice are beginning to slowly turn, as a deed holding bank, Community Bank of Bergen County, recently filed a foreclosure complaint in Superior Court of New Jersey, Chancery Division, seeking to recoup their losses. They are far from alone, because after a little digging, All About the Tea can exclusively report that the line to collect is REAL!  

READ: Homeless Housewife: The Next Steps in Bank Foreclosure Action For Teresa & Joe Giudice 

Businesses and individuals alike are poised to collect when this gaudy piece of real estate sells, and Community Bank will have to wait their turn, as several of the swindled seek justice.  As previously reported on All About the Tea, the Giudicies racked up a long list of victims during their many years of criminal borrowing, and fistfuls of cash spending. Some of these creditors have taken the step to file judgments, and are ready to collect what is rightfully theirs, establishing liens against the Giudice property. 

  • Joe Mastropole, a former business partner of Joe’s was ripped off when Joe forged his signature to obtain a line of credit on some jointly owned properties. Mastropole sued Giudice and won, but still awaits his $255k court ordered award
  • North Hudson IVF, the fertility clinic that the couple hired to help bring their fourth daughter into the world, was fleeced and is owed almost $12k 
  • Alliance Laundry Systems, the only company who moved quickly enough to snag a Bravo paycheck wage garnishment, is listed as being owed almost $236k  
  • Public Service Electric & Gas Company’s bill reads $60k  
  • The United States government has a whopping $925k amount attached to Joe, and a $923k amount to Teresa, both restitution figures, placed as liens against their dream house.
READ: EXCLUSIVE: Teresa Giudice’s Bravo Paycheck Garnished By Creditor

As stated above, Alliance Laundry Systems, wisely jumped to collect early. They were the only company to take the Giudices to court prior to their 2009 bankruptcy filing, and went on to win a judgment that ordered Teresa’s paychecks to be garnished. The reality TV couple sought to get the judgment dismissed, by including Alliance in their bankruptcy filing, but ultimately their desperate tactic failed. The laundry company won a judgment and 10% of Teresa’s Bravo paycheck goes directly to the Alliance. Teresa earned $700k plus bonuses from Bravo for season six of RHONJ.

How can creditors legitimately collect on the money that is owed to them by the double dipping and double-crossing Giudices? Typically creditors can levy on a bank account, garnish wages, or collect on personal property. When a person fails to pay on a debt, the business or individual seeking payment can sue. Creditors here recorded judgments with the Superior Court to create liens against the Giudices’ real estate.  When a judge enters an order (or “judgment”) in favor of the plaintiff-creditor, that judgment can be turned into a lien to provide a better means of collection. 

A laundry list of creditors has been included in the Complaint In Mortgage Foreclosure filed by the Community Bank of Bergen County, New Jersey on April 3, 2015. In addition to those creditors listed above, the Giudices are indebted to

  • JW Pierson Co. ($23,696.63)
  • Burrell L. Humphreys ($6,219.98)
  • State of New Jersey/New Jersey Spill Compensation Fund ($31,056.83)
  • United States of America in the amounts of $425,013.90, $422,988.90, $500,000, and another $500,000

A judgment lien on real estate is a semi-effective tool for collections attorneys because a lien gives a creditor a security interest in the debtor’s property.  A judgment lien against real estate would be paid upon the sale or refinance of the property. A judgment lien gives the creditor the right to be paid a certain amount of money from proceeds from the sale of the debtor’s property.

A property owner should, in theory, be motivated to pay a judgment lien claim as soon as it is aware of it because judgment liens impair the property’s equity.  We know that is not the case here. The Giudices have been running and scamming creditors for years, and giving back ill-gotten gains – even with a judgment firmly in place – is as easy for them as pulling teeth (minus the anesthesia).

The following creditors (Defendants) are listed in Plaintiff’s Complaint In Mortgage Foreclosure because they are either the holder of an instrument or interest that may affect the Mortgaged Premises or because they are the holder of a legal and equitable interest in the Mortgaged Premises or hold judgment liens, which Judgments were entered in Superior Court or in the Clerk of Sussex County and which are subordinate to Plaintiff’s Mortgage lien. Have all recovered judgments against Teresa and Joe Giudice:

  • Joseph Mastropole and Frances Mastropole
  • JW Pierson Co.,
  • Burrell L. Humphreys
  • Public Service Electric & Gas Company
  • Alliance Laundry Systems LLC
  • A DE LLC
  • North Hudson IVF
  • State of New Jersey
  • United States of America

The moment a creditor obtains a judgment against a debtor and it is docketed, the debtor cannot sell or refinance any real property without paying off or obtaining a lawful release of the judgment lien. The United States of America may shockingly find itself SOL if there is not enough money to cover the claims of all lienholders when the Giudices’ Towaco, New Jersey home is sold. Whether a creditor gets paid depends on when other lienholders placed liens on the property. Basically, there may not be enough money from the sale of the Giudices’ gaudy monstrosity to go around. Here, North Hudson IVF had their judgment docketed in 2009. The U.S. government’s judgments were docketed beginning in 2013. First in time, first in right.

 

READ: Teresa Giudice Foreclosure Complaint By Community Bank

 

As indicated previously, a real estate lien isn’t an indestructible legal device used by creditors to collect on judgments. Creditors might have to wait years before the judgment debtor sells or refinances the property. In this case, the foreclosure action could take up to three years to be finalized. That means people like the Mastropoles won’t see a dime until 2018.  The other titanic problem for some creditors is that the sale of 6 Indian Lane does not guarantee payback because each creditor is paid after the real estate sells and only if there is sufficient money available after the mortgage lender and anyone who has recorded a lien ahead of you is paid.  Too, if the debtor falls behind on monthly payments and the mortgage lender forecloses on the property, the chances of JW Pierson Co. or Public Service Electric & Gas Company collecting on the lien are low, given that a foreclosure sale rarely brings in enough to pay the amount owed to the mortgage lender.

The unloading of this gluttonous display of criminal greed cannot come soon enough.  Let the payouts begin.    

 

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About the Author

I am a coastal girl who loves the outdoors, and writing about the sneaky and silly side of reality TV. My bio is short, but my snark is endless, and I love writing for the sharpest posters in the world. Follow me on Facebook

  • Bad Barbie

    Wait what? $236k in laundry? Was this equipment or actual clothes washing? LMAOOOOOOOOOOO

    WOW!

    Well, what is sucks is that this house is only like a million bucks now and wont settle much of these judgments.

    • twifan2

      Yep, that’s the laundry company. They were smart tho, they went after her paycheck-garnishment. 🙂

      • MidwestMiddie

        Really, how smart were they?
        What business allows a laundry bill to total $236,000 in unpaid bills? Idiots!!!

        • twifan2

          The Juicys probably led them to believe ‘they were good for it’. :/

          • MidwestMiddie

            Yeah, the owners may have tuned in to WWHL and saw
            Bravo Andy parading these two around like they were
            Bravo Gold. Gag
            I still am upset that Bravo kept these creeps on their show for
            so long.

    • WestCoastFeed

      It must be for the washers and driers for the Laundromat at the 1576 Maple Ave. business in Hillside. That’s the building with the pizzeria. And it’s the location of the “spill” that they owe the State for the clean up costs.

      • twifan2

        What chemical(s) were spilled exactly, WCF?

        • WestCoastFeed

          I don’t know.

        • DLister

          The only chemical spill I’m aware of is when Melissa gets her poison.

      • DSS

        LOL I was thinking “is that for laundry” too.
        I dont see the house selling for 2.9
        They can stall for almost 3 years while she comes out and MAYBE earns some money (some garnished of course).
        I dont see how anyone gets the money from the house for years!

        • twifan2

          They could sell the marble, onyx, iron-works pieces for a start.

          • DSS

            IF thats legal I can SOOOO see him selling copper and anything worth $ like the marble etc.
            I think this is gonna drag and draggggg

  • twifan2

    They all need to go after the Juicys’ paychecks because that McMansion isn’t recoup much!
    It’s gong to get nasty for them-the Juicys.

    • WestCoastFeed

      Are there any liens on his rental properties? Probably.

      • twifan2

        IF they are in his name-most probably!

    • itsjustme

      What paychecks? Juicy isn’t working and we all know until next year tre won’t be making any money….lol

      • twifan2

        You know Bravo is going to pimp her out for what they can get as soon as she’s out.

      • WestCoastFeed

        Bravo just might be getting ready to film him in his Mr. Mom capacity, caring for the girls alone, taking phone calls from Tre and reading her emails. He did say the lawyers were discussing the idea. That would be one pretty sizable paycheck to garnish.

        • twifan2

          If it comes to fruition, WCF.
          BIG if!

  • MidwestMiddie

    I hope Gia reads the most recent news and articles about her parents crimes.
    She may always love her parents but it isn’t in her best interest to grow up believing
    they were unfairly charged and sentenced to prison.

    • twifan2

      Do you think Disney will even want to produce the group’s show now?

      • MidwestMiddie

        Was Disney seriously considering backing this group or is
        that just a rumor?

        • twifan2

          The group’s ‘talent agent’ was trying to sell the group to Disney& other networks.
          Don’t see that happening.

          • italiano bambino

            after releasing that burlesque striptease video they where MMMMM no thank you

          • twifan2

            They could be Sonja’s background dancers! 😉

          • MidwestMiddie

            LOL

  • red robin

    Beach, you mention teresa’s salary of $770k. I am one of the many who doesn’t believe these salary figures being paid to reality stars. Can you tell us where you got this figure, if it has been verified by court records etc? Lisa Bloom who reps many reality stars including some housewives is on record stating that they get paid peanuts which is why they spend all their time trying to sell useless things. Can you confirm? Maybe it was in court records. Would love to know for sure. Thanks!

  • All About The Tea

    Hi AATT’ers,

    Attorney, Stacy Slotnick, will be on the thread soon to answer questions specific to this topic.

    • WestCoastFeed

      Good. I’d like to know more about that chemical spill at the 1576 Maple Ave property.

      • Just a jersey girl

        Hi WCF,

        I would like to know more about that too. There is something very fishy or oily about this property.

        • WestCoastFeed

          At least we learned that Juicy still owns this property, so that apartment above the pizzeria may very well be their next home.
          I wonder if he built this place over an old gas station and the spill charges are for cleaning up from old underground gasoline tanks.

          • Just a jersey girl

            Too funny all i know it is listed as an oil spill. They could of had under ground oil tanks for heat, this was very common in NJ years ago. He probably did not have it cleaned and removed properly.

          • WestCoastFeed

            That makes sense. That building does look like a renovated bldg.

          • Shy-ra

            Big surprise there (not!) lol

    • MidwestMiddie

      Nice!

  • carefreemama

    Who would collect first? Does it go, first in time….first in line? Or, does the Federal & State supersede all others? Thanks

  • italiano bambino

    Teresa finally gets the price of ripping everyone to get on top, how fast she fallen.

    • MidwestMiddie

      I don’t know about that. Upon her release from prison, Teresa is probably counting on Bravo to offer her another show, her Trehuggers to buy her
      merchandise and her friends to give her new/stylish clothing and spa services.
      I hope none of the above happens.

  • MidwestMiddie

    Why didn’t the Car Dealer take back their expensive car?
    While the dealer might not have gotten a great deal of $$$$ selling the used car, it
    would still have been better than nothing. Right?
    IMO, some cash and not allowing the Felons to drive around in that car would have
    been very satisfying.

    • italiano bambino

      would be very nice if while filming they come and repo her vehicle LOL

      • Ilivehereandlikeit

        OMG I LOVE that idea!!! lol!!

  • itsjustme

    I’m going to ask this now in hopes Stacy will see it when she logs on. If and when the house sells or is auctioned off. Who get paid first. Would be the bank since they are the title holder? would it be the state/federal government? or would it be first to file a lien? Thanks in advance for sharing all of your knowledge with us!

    • Stacy Slotnick

      The lender would be paid first and then those who received a judgment and had it entered would be paid with what is left from the sale of the home. In this case, North Hudson IVF would be reimbursed first since they secured judgment in September of 2009, followed by the Mastropoles (date docketed: 11/4/2009) and then JW Pierson Co. (date docketed: 11/19/2009) and so on and so forth.

      • itsjustme

        Thank you Stacy! That’s how I figured it would be, but my head spins when I read these legal stories after awhile and lose track easily. You are great at putting it in a way I am able to undertand, Maybe the fact that I’ve only had 10 hr of sleep since 5am sunday has something to do with my comprehension skills today…lol

        • Stacy Slotnick

          You are very welcome. Glad I could lend some additional information and explain it in a fair and easily digestible way. It makes us all here at AATT very happy. Legal documents and legalese are sometimes unnecessarily complex so you are definitely not alone in trying to piece together legal forms with analysis. Have a fantastic day! P.S. I wish you a restful night’s sleep tonight (and always).

      • Just a jersey girl

        Hi Stacy,

        I hope the North Hudson IVF gets paid. This out of all of the Giudice’s creditors bothered me the most. To me from someone who claims to love her daughters so much, pay the doctor who helped you have your fourth beautiful healthy daughter.

        I feel that the McMonster is lucky if it sells for enough to cover the mortgage and fees associated with it.

        • Stacy Slotnick

          It is so difficult for sane persons to wrap their minds around how people could consistently swindle money from others. Everything they touch seems to be tainted, so I can understand your feelings entirely. North Hudson IVF — being the first to get their judgment docketed (entered) — has a decent shot at seeing some portion of their services paid if the Giudices’ home sells at a sheriff’s sale.

          • Just a jersey girl

            Thank you Stacy. I hope they all get paid. It still bothers me if I were Teresa I would said darn the legal issues and paid them anyway. She made very good money these last 5 years.

          • Pandora403

            And – it was less than $12,000. A drop in the bucket compared to some of the other debts these two racked up.

        • fred

          thersea thinks the dorter owes that money

      • Just a jersey girl

        Hi Stacy,
        I have a question if Teresa had been ethical and paid her medical bills and unsecured credit card bills on her own, or in conjunction with a debt consolidation firm, do you think this would this had helped her in getting a lighter sentence.

        • Stacy Slotnick

          Good question. Anytime you change the facts of a case, that will necessarily alter the judgment/order. Certainly contributing to a payment plan or showing a legitimate and robust attempt to work with creditors to pay them back would only positively impact one’s sentence.

          • Just a jersey girl

            Stacy, Thank you. So if Teresa had bought 10 less designer handbags or 20 less designer shoes, and did the ethical thing and attempted to pay some of her debt she might not be sitting in Danbury right now, or received less time.

            It just amazes me that she said she was working to pay her creditor’s back.

          • Shy-ra

            And let’s not forget – AFTER she found out she was jail-bound, when you would think she’d be most likely to get the message to PAY HER DEBTS – but no! Instead she throws money into Gia’s girl group cheesy no talent holiday video – $10,000 worth. Un-freaken-believable. Who does that?!?!

            I think if Teresa were still free there would be a lot more of those hideous videos – she can’t say no to her Gia , her “STAR” in the making (NOT!) At least it seems Juicy put the brakes on that mess for the time being (not providing $$ to Gia)

            There is neither an ethical NOR a sensible bone in that woman’s body.

          • Just a jersey girl

            To me someone who is delusional

          • Pandora403

            I’ve always thought Teresa is a sociopath because these are people with no conscience. As bad as Joe is I think there is a bit more of a conscience in him. The two of them together are a match made in criminal heaven. I sometimes wonder if Teresa and Joe had met and married other people with real moral compasses if their thieving ways might have been curbed to some degree.

          • Rochelle Barozzi

            YES! She is text book.

          • Pandora403

            There’s a psychiatric term called folie a deux. If you ever have time look it up. I think it sounds an awful like these two.

  • WestCoastFeed

    JW Pierson is a heating. heating oil and ac company. That debt is probably for the mansion.
    Burrell Humphreys is now a judge so that is probably an old legal fee.

  • MidwestMiddie

    Just read Kim R. has done a Dr.Phil interview. Unreal how the members of
    this family cling to celebrity.
    If Kim’s newest ploy works and Bravo rehires her, Teresa will be signing up
    for her first post-prison interview to be with Dr. Phil..
    I’ve never watched Dr. Phil and don’t plan on doing so.
    Isn’t Oprah the one responsible for putting Dr. Phil on the public stage?

    • Ilivehereandlikeit

      I said the same thing on a later thread featuring the Kim and Phil show. Addicted to alcohol, yes. Addicted to medications, probably. Addicted to fame at any cost, abso-f’ing-lutely. Pardon my french but really this just annoys me.

      Midwest I think you’re right about the Oprah/Phil connection.

  • All About The Tea

    Hi AATT posters,

    Reminder….please refrain from posting gifs and EXTERNAL links (to other sites) on legal analysis blogs. Also, it would be hugely beneficial and productive to stay on topic. Thank you for understanding.

  • bellaboo

    Here is my question, & it kinda works with the blog from stacey yesterday about the foreclosure. Im probably dead wrong, & you might not be able to understand my question, but here goes. Yesterday we were talking about how long it takes before they are out on the streets, out of the house, seems like i remember it can take up to 3 yrs.& because when she gets out, she can find another scheme, or make some $$$$ writing some stupid book, all while living in her marble cave, not paying a mortgage penny, therefore she can gather as much $$$$ as possible to pay on the foreclosure to get her home back, so my question is IF she comes up with the money to pay off the mortgage, WILL SHE BE ABLE TO KEEP THE HOUSE OR BECAUSE OF ALL THE COMPANYS WHO ARE TRYING TO GET THEIR MONEY BACK, DOES THAT MEAN SHE NO LONGER CAN “JUST PAY THE MORTGAGE” BECAUSE THESE OTHER COMPANYS ARE NOW ATTACHED TO THE HOUSE???? yall probably cant understand what im asking, but if you do, please answer, otherwise, sorry took up your time. See what this criminal has done, i hate that crook

    • Shy-ra

      I read you loud and clear bellaboo- and would love to know the answer to this as well! Not fair to NOT pay your mortgage and then get REWARDED!?!?! Please say this can’t be – Stacy?!

  • italiano bambino

    can teresa stop the process or juicy?

  • Jersey

    How in the heck does she owe PSEG 60k and still have electricity? They turned my mother off when her bill was $300. She missed one payment. PSEG does not play around. lol

    • WestCoastFeed

      That sounds like the electric bill for the 1576 Maple Ave property where the tenants were put out on the street and had to get a local TV news station to intercede for them. The tenants were all paying their own electric bills, but Juicy was responsible for the common area lighting. He had set up a generator improperly and the fire marshalls evicted all the tenants until the risk of carbon monoxide deaths was ended. What a swell guy.

      • Jersey

        Oh I see. Thanks West Coast. 🙂

      • twifan2

        Oh, so he did set it up. I thought the the Fire Marshall stopped before he set it up.
        He’s such a sweetheart! >(

    • Just a jersey girl

      No they don’t this had to be the gas also for the apartments. I guess they couldn’t keep the gas off because of multiple families effective.
      The laws in NJ are very strict when it comes to landlord and tenants.

  • WaWaWaWHAT!

    It’s gonna all work out…Teresa is writing letters to the above named asking them to waive the balances…she is Teresa Giudice, she is FAB-U-LOUS…she shouldn’t have to payback anything!!!

    She’s the STAR of RHONJ…it’s HER show, Bravo is even waiting for her to finish her prison sentence to film the show…It’s TERESA GIUDICE’S WORLD and we are only living in it…

    …now excuse me while I LMFAO!!!!

    • WestCoastFeed

      Right. She will rise like a phoenix from the ashes and resume her rightful place in the stratosphere.

    • bellaboo

      EXCUSE ME WHILE I BARF ALL OVER THAT DAMN MAG COVER OF THAT LYING, CHEATING, THIEF, CANT & WONT EVEN SAY SHE IS A WOMAN, GIRL, FEMALE, SHE DOESNT EVEN DESERVE THOSE NAMES, BUT IVE GOT PLENTY MORE NAMES TO CALL HER

    • fred

      she can give them all a bottle of wine to let it go

  • RonnieIsBack

    wow how the mighty have fallen….Nene needs to watch her back…IJS

    • Shy-ra

      You mean Nene needs to watch her WALLET when she has Teresa over!

  • ♥♥♥ Tigerlily ·.¸¸.·*¨·.·.¸¸.

    Finally! About time the wheels of justice starting moving in favor of all the businesses & people who sadly enough trusted the Giudices to conduct themselves as honest & reputable people.

  • WestCoastFeed

    And as the Magnificent Giudice estates dwindle to dust, the Wakiles are getting ready to move into their Franklin Lakes Tuscan Villa. She just tweeted that moving in date is coming soon.

    • bellaboo

      Good things come to those who are good people. Tg was so mean to EVERY SINGLE WOMAN WHO CAME ON RHNJ, except dina, & for some odd reason, dina got away from suffering the wrath of treape. Kathy was & is a good person, along with rosie, and her mom. This bs about kathy & melissa coming on just to take tg down?, well ive got this to say to ANYBODY OUT THERE THAT WILL KISS TG @SS, UNLESS THERE WAS SOMETHING THERE THAT COULDVE COME TO LIGHT TO ACTUALLY TAKE THEM DOWN, THERE IS NO WAY TO TAKE HER DOWN, SO TG, YOU ARE SO STUPID, YOU KNEW WHAT WAS GOING ON, BUT YOU HAD TO RUN YOUR UGLY MOUTH, ALWAYS TRYING TO BRING KATHY & MELISSA DOWN, BUT YOU BEING SUCH AN AHOLE THEY TURNED OUT OK, EVEN BETTER THAN OK. CANT SAY THIS ENOUGH, KARMA IS A BITCH, AND SHE JUST KEEPS WORKING, JUST LOOK AT WHAT SHE HAS DONE FOR NOW, BUT I THINK KARMA IS JUST GETTING STARTED

      • WestCoastFeed

        And sadly, the Tre Huggers are still convinced that Tre was the victim in the Gorga family drama. How much more of Teresa’s lying dishonesty has to be exposed for them to accept the truth about her?

        • Norrth

          It amazes me how these people are able to defy all evidence of her wrongdoing. I’m shocked there are still trehuggers around, but given the power of their denial, I shouldn’t be.

        • cheryl

          Kathy and Rosie’s mom had said on the last season that if you do wrong you have to pay the consequences. When that was replayed at the reunion Teresa got up and walked out. She did not want to hear it. I thought that was so nasty of Teresa to disrespect her aunt like that. I know bad blood goes way back with these people, but what kathie’s mom said was the truest thing said on that sad season, and she didnt deserve the public display of disrespect Teresa gave her.

  • honeybunny

    Great Blog and nice breakdown and clarification Beach Spin. You and Stacy are on it!! I doubt that house will make a profit if/when it sells so I don’t see any creditors other than the bank that mortgaged it getting any of that money. Any chance we will get an update on Phaedra vs AS? The motion summary was heard yesterday.

    • DSS

      I have been waiting to heard about yesterday as well……………

    • DSS

      Judge denied the motion to dismiss for AS so it is moving forward.

      • honeybunny

        that means a jury trial….that means instead of bits and pieces of bones, all her skeletons will be coming out of the close lol

  • cait

    I still have concerns that Mastropole, as Joe’s partner, NEVER saw any paperwork during their partnership ! I still think Joe was a patsy for TG, his family, and any one else who knows him !

  • TartLemon

    IIRC, there was something like $MILLION reward from Papa Frank for either Joe or Pete to have a son. Both have only girls.

    • Cindy

      I thought maybe that might be the case (as far as trying for a boy) but didn’t know they were offered money!! That whole family clearly has NO SHAME!!

  • TheBeverlyHillsHaveEyes

    Great post Beach. As much as I hate gloating over others misfortune there are certain people in this world who deserve it and the Giudices are two of them! It’s about time something happened because it is unbelievable to think that they are still living in that gaudy mausoleum and Teresa was still spending right up to going in to prison.
    Anyone know what happened to Ma Guidice’s foreclosed property that was supposed to be auctioned off last fall? I wonder what the story was there.

  • Norrth

    This is a tragedy in the sense that they could have lived a wonderful life and never had to worry about trying to “play rich”. Those girls were just as happy at that little shore house as they were at the tacky big house. They seemed happier at the shore, to me. What a waste. It didn’t have to happen.

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