Real Housewives of New Jersey Recap: One Flew Over the Chicken’s Nest [Episode 5]

Posted on Aug 11 2014 - 2:38pm by Reality LuLu

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On this episode of the “Real Housewives of New Jersey,” we continue the party at Bobby’s house. Jim Marchese has just informed Joey Gorga that he works for the same attorney general’s office that is prosecuting his brother-in-law. He then decided to call Joey a dumb f*ck. As Jim and Amber turn to leave the exciting party, Joey decides to go after Jim and address the dumb f*ck comment.

He also wants to stick up for Joe Giudice because while they may have had their differences in the past, they love one another, damn it! Dina tells Joe Giudice to stay in the kitchen. Tre bolts out to see what’s going on. While Joey and Jim are having a face-to-face argument, Jim tells him to back up because he was invading his personal space. Mel comes outside and grabs Joey’s arm and tells him to get in the house. He wants to continue talking to Jim.

Jim advised Joey to stop spitting in his face. Joey retorted that Jim couldn’t even “shine his shoes.” What?  “See that hand in my face?” asked Marchese. “Touch me, and I’ll have Colts Neck police arrest your ass.” That is when all of the men started laughing and Joey walked away with Rino’s hand on his back calling Jim a rat.

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In his talking head, Jim tells us that he doesn’t fight physical.

“If I want to hurt you, I’m going to sue you. I’m going to leverage your house, I’m going to give you three years of hell in a courtroom, I’m going to bleed you dry financially, and I’m going to humiliate you as I depose you for eight hours and make you my bitch.”  Alrighty then . . .

Meanwhile Nicole is downstairs telling the pillars of community, and by community I mean the post office and Dunkin Donuts, about what a horrible person Amber is. All she (Amber) had to do was apologize.

To make things more awkward for Jim and Amber, outside she can’t find her car keys. She asks Teresa G. if she would go and find them for her because she doesn’t want to go back in the house. Jim tells Amber they will go in and find them. Once inside they are surrounded by Tre, Dina and Melissa. Tre wants to know exactly what he said about not wanting to be around her husband.

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He tries to explain about the nature of his business which investigates mortgage fraud and because her husband was charged with fraud he couldn’t be around him and that her family was in danger if there was one-on-one contact. “We’ve been prosecuting mortgage fraud. I want you to think about that for a minute,” he says. Tre of course still didn’t understand. Where is that dictionary Melissa got her for Christmas? Jim asks the group “Jesus Christ does anyone here have an IQ greater than 12?”  Dina wants to know why he talks so condescending to women. He quips back “What don’t you understand? What is Joe being prosecuted for? Mortgage bank fraud. What do I do? Mortgage bank fraud prosecution.”

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“Why did you come here,” Melissa asks him. Jim responds, “My best friend invited me. Why did you come here?” Dina had enough. As she walks away she tells Jim that he is obviously Amber’s bitch and to shove it up his ass. In her talking head, Dina says of Jim “The magnitude of his douchebaggery could clean a whale’s vagina.” Namaste Bitches!

Meanwhile Nicole and Bobby were being playful until she mentions that Amber told her Bobby would never marry her. When she asks him if he would marry her, he tells her that he doesn’t know if he wants to marry her. Wrong response Bobby. She gets angry and tells him that if he ever speaks to Amber again they are done (with a loud wiping of her hands). He yells “first of all (wiping of his hands) don’t ever do that again and second of all, Amber is my best friends wife and I had nothing to do with this fight.” Again, wrong response Bobby! Nicole says that any husband, boyfriend, fiancé of hers had better have her back 100% no matter what.

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Amber is crying to Jim saying how upset she is this whole thing happened and that she should have just walked away.

To get her mind off of what happened at the party, Amber invited Tre and Dina to a spa. Tre tells us that “I don’t like to alienate anyone because it’s been done to me so I’m willing to hear Amber out.” Bahahaha that was funny to me. I guess she has forgotten the things she did in the past to Melissa, Danielle Staub, Caroline and the list goes on. As the esthetician tries to remove the dozens of layers of makeup on Tre, they talk about the party. Amber is very hurt over Melissa. The three of them discuss Melissa’s motives and Tre, keeping true to form, gets a dig in but ended it with saying that they were all good now. **rolls eyes** Dina says as far as Melissa is concerned “I think she’s very passive-aggressive. She stirs up some shit then walks away with half a smirk on her face.”

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Meanwhile Tre wants to know what is being put on her face because it smelled funky. The lady said it was nightingale droppings. Amber says if it gets rid of the fine lines on her forehead she will put shit on her face every day. Amber says that her husband was very sorry for his part in the fight. Tre tells her that she just doesn’t like anyone bringing up what she is going through because it’s her business. Amber tells us that “Once I understand why Melissa did what she did, I can really try to be friends. Jesus forgives even the worst murderers in the world, and if Jesus does it, I can certainly do it.” Yes she just compared Melissa to a murderer.  On a side note did anyone else think both Amber and Tre looked a lot better without the dozens of layers of makeup on? In her talking head, Amber reminded me of a clown with the way her makeup was put on.

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Back to Tre and Joe’s house, he announces that he has a surprise for them. He takes them in the backyard when he installed a chicken coop and bought some chickens and a rooster. His dad has one in upstate New York apparently so Joe wanted one too. Tre tells us that it is better for them because they don’t have preservatives or what is it? Oh steroids.

Dina got a call from Matt who asked her on a date. She is meeting him. He ends up being 30 minutes late because he had a flat tire on the way. And he couldn’t call her to let her know he was going to be late?. While Dina was waiting feeling like she was stood up and like a loser by herself, she orders a huge hot cocoa and an order of French fries. The date seemed forced and obviously Dina is nowhere near ready to begin dating especially since she told Matt that she is separated but they still live together. All in all though, Matt is nice, she just doesn’t know if he is very smart.

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Amber and Jim are folding socks on their kitchen island when Bobby walks in. He wants to see where his friendship with Jim stands. Amber blasts him and says that she is ashamed of what HE did. Bobby is confused as he had nothing to do with any of what happened. Amber and Jim say that Nicole isn’t the one for him because “He doesn’t even like her that much.” Bobby says “Are you really going to sit here and talk out of your ass? You just can’t fabricate stories and make things up.” And with that they all agree that their friendship cannot get through this because Bobby is taking Nicole’s side and not theirs. Oh boo hoo what is this grade school?

Over at the Gorga’s home, Melissa has invited the twins over for dinner. Once they arrive they are smitten with how cute Antonia is and how she is in cheerleading.

At the Giudice home, Gia calls the house from her cell phone. One of the dogs ate two of the chickens. It was gross and upsetting. Next we see Joe, Rosie and Milania taking a road trip to get some replacements chicks. While Milania was talking to the animals, Joe and Rosie decided to light up and chit chat. Rosie wanted him to know that she was there for him to do whatever – meet for a drink, talk on the phone, whatever. He appreciated it and said they “have a good team.”

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Dina and Lexi are getting matching tattoos because they are best friends and have a special bond. The tattoo was a small pink heart that was placed on their wrists. Lexi asks Dina how her date went and told her not become a cougar. Dina assures her that she will not and says that she doesn’t go after younger men, they go after her.

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Melissa and Amber decide to meet to see if they can rectify their current situation. They begin with idle, uncomfortable chit chat. Amber tells us “I don’t necessarily need that big apology but just some sort of explanation and empathy for that mayhem she created.” Yes, she actually said that. Melissa brings up the party first and Amber says it was trashy beyond belief and that she will NEVER speak to the twins again. Amber tells Melissa that what she told her was said in confidence and she shouldn’t have repeated it.

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“Maybe you shouldn’t have said that to me. It was your friend. I don’t know why you’re putting me in the middle, to even tell me something like that,” Melissa responds. They argue about whether or not Amber had said the rumor was something she heard and didn’t present it as fact. For the record she did say she heard it through the grapevine – not that it should give her a free pass to repeat it.

Amber tells Melissa she is being a liar and a troublemaker and a pot-stirrer and that she feels guilty. “Because of what you did, I got into a fight with two girls.” Once again I’m falling off my chair laughing. Melissa asks Amber what her agenda is to which Amber says ever since Mel came back into her life she’s had nothing but problems. She then adds she doesn’t know what’s happened to her in the past decade but she has become a very tainted woman. TAINTED!!

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Melissa suggests that all of the women have a sit down and discuss this “he said she said matter” and squash it once and for all. Amber says that’s not happening.  However previews for next week show Amber and Nicole together.

Until then, Reality Lulu

 

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About the Author

I began writing about people that put themselves on Reality Television 3 years ago after my son was in a car accident. I needed something to do when I became his primary caregiver. I started "Reality TV Morons" Facebook on where I gathered over 2000 followers. I've done interviews with people like Vicki Gunvalson, Tamra Barney, Catherine Ommanney, Peggy Tannous and Rob Shuter. I am a Medical Assistant recently taking a leave from my job after losing my mother 2 months ago & 21-year old nephew 3 weeks ago. I'm taking time to reevaluate where I want to be and am looking forward to once again writing about Reality Television especially any of the Real Housewives Franchises.

  • I think passing “the bar” in New Jersey means walking past a drinking establishment.

    • nan/4

      LOL! I think that you’re right!

    • call me asap…please.

  • Jim Marchese 1st you need a JD (college degree), then pass a bar exam, then apply and be ACCEPTED
    to the bar.

  • WestCoastFeed

    Congratulations to Bravo for the ultimate deflection. They have hired the Marcheses who are even worse than the Giudices. Was that the ONLY way they could go to try to improve the viewers response to Teresa and Juicy? They had to find a couple that we would dislike even more?

    • Reality LuLu

      Very good question WCF. One has to generally wonder if this is true.

  • Jim is a pathological LIAR in my opinion

  • Jim .. directions …ur welcome

    • Reality LuLu

      LOL Doxing is on a role!!!

  • Reality LuLu

    I was curious to know if any of you also saw what I did when Dina, Tre & Amber were at the spa. I thought maybe I imagined this but after seeing the episode again, I know I didn’t. Somewhere in the middle of their conversation, their faces were wiped clean of the bird sh!t, then towards the end, it was on again (when they said they had to get if off). My guess is they had to reshoot a scene and someone forgot they had poop on their faces.

    • WestCoastFeed

      Tre would never have submitted to the facial if she had to remove her eye makeup and false lashes.

      • Reality LuLu

        YES. It just looked so funny with all of her makeup removed except her eyes.

    • i dont watch bravo…….i might go n find this episode though ..just for the jim laugh…..seriously…..would u put ur hard earned cash in HIS bank? or obtain a
      mortgage loan from JIM…i think NOT…. joe giudice was smart enough
      not to scam a loan from Jim…..

    • RonnieIsBack

      Yep byrd chitty editing, by Bravo…

  • ..

    • WestCoastFeed

      Doxxiem how helpful you are. Should we all print the instructions out and email them to Jim?

      • you got mail.

        • WestCoastFeed

          Thx, Looking forward to it.

        • nan/4

          I’m sorry but I want some too. So there! LOL Just kidding Doc. hehe

  • nan/4

    I don’t even believe this twerp went to law school, and there is no way that pea-brain could pass the bar. Did anyone check out his “story?”

    • WE CHECKED JIM OUT BEFORE SHOW STARTED…HE HAS NO JD, NO LAW LICENSE, AND IS NOT REGISTERED IN NJ or NY…… he is a scammer, a casey anthony liar in my opinion…. and a broke arss bitch as well

      • nan/4

        I don’t even think he WENT to law school! That POS!

        • not in nj……he might have interned in college in a gov agency as a pre law student or law firm…..which is where his big talk of being a trained lawyer comes from in my opinion. see the picture i posted with college law req.

          • nan/4

            My son graduated from Pepperdine Law. Then went on to pass the California Bar. I think this guy many have driven into the parking lot of a law school then driven out. There is NO WAY he is smart enough to even get into a law school, IMO.

      • Jennymckitty

        What we need to do is keep putting this info at there. Force Jim to bring his diploma to the reunion. Even Kim Z was forced to drag out her diploma.

        • Kim was forced to because it was real and bravo knew it plus we found the evidence on line…..bringing it was a bravo set up….bravo knows and encourages JIM to lie in my opinion….therefore Bravo will protect JIM. He is ratings gold…..

          • WestCoastFeed

            If the ratings didn’t improve for last night’s show, I think they are bound to improve next week. Everyone loves having a cast member to hate. And Jim fills the bill.

          • Jennymckitty

            I got the feeling last night that Andy didn’t care for Amber. They usually don’t let that many negative calls through.

  • JIM – HOW TO START YOUR OWN BANK:

    Generally banks need about $12 to 20 million in capital to get

    Once capital is assembled, the process is hardly finished. The
    application to the regulatory agencies is an arduous process, especially
    in the aftermath of the financial crisis. Community bank applications
    have slowed since the recession.

    “The regulators have gotten much more strict in their review of
    applications,” says Wall. “It’s probably harder today to get a bank
    approved than it would have been a couple of years ago.”

    Once the regulatory approval process is over, however, the bank is free to go into business.

    • WestCoastFeed

      Is Mike Schultz related to Matt Schultz, the chap who is dating Dina? And who is called an officer in a “private” bank?

      • NOPE… Matt Schultz is Nicole Napolitano’s Friend
        Mike Schultz, the CEO of Harmony Bank in New Jersey

  • seriously…..would u put ur hard earned cash in
    HIS bank? or obtain a
    mortgage loan from JIM…i think NOT…. joe giudice was smart enough
    not to scam a loan from Jim…..Jim is a con artist…pathological liar…..a grown casey anthony man in my opinion with a very stupid low self esteem insecure grandiose inflated insane ego……

    • WestCoastFeed

      Jim called his company an “unlicensed Title II” company. What kind of company is that?

      • Mortgage Lenders need to have a LICENSE and annually submit an application for approval. MANY have been denied renewal such is the case with Jim M. – his non working company he claims to have (it went out of business) lost its license.

        As you know I worked at Wells Fargo 15 years as a Mortgage Loan Underwriter, what you do not know is prior to that I did mortgage loans for a start up bank down the street from my home. Therefore, I can see through Jim M. Casey Anthony SPEAK of bull sheet.

        • WestCoastFeed

          Thanks. I am still confused. His company lost its license but still was managing to stay in business when this scene was filmed? Is that correct? If so, how did they manage that feat?

          • nan/4

            I don’t understand that either WCF.

          • i dont watch bravo….. all i know is my research……jim claims to have an active company and my records show he does not, that its all smoke and mirrors and a whole lot of ego talking and no cash flow.

          • nan/4

            So basically he has no mortgage company. He has nothing?

          • Jim does not work for or owns ANY company that holds any active license in NJ or NY.

          • nan/4

            Wow. He’s a real lowlife.

      • BANK FRAUD

        Signed into law by President Obama on July 21, 2010, is Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Act”). The Act establishes an “orderly liquidation authority” (the “OLA”), a new regime—
        separate from federal bankruptcy and state dissolution laws—through which a covered financial company (“CFC”) such as a bank holding company, whose failure threatens to have serious adverse effects on the financial stability of the United States, can be seized and liquidated by the FDIC. The OLA is effective immediately, although it imposes various rulemaking requirements on at least five governmental agencies, in addition to several commissioned studies.

        PLAIN ENGLISH…..if u have a bank n its going under the government will come in and seize it to give relief…..FDIC will come and seize it and sell it to a bigger bank…….

        • WestCoastFeed

          Thanks. That’s where the Title II came from. His company is being sold to whoever will buy it and I guess he is still an employee until the new owners take over.

          • i dont think jim is really employed…..in my opinion. but yes it is possible jim thinks his company has failed and is in the process of being taken over by a bigger company of the new title 2 law. this still has nothing to do with losing your mortgage loan license.

          • WestCoastFeed

            If his company lost its license, he may rightly have good reason not to want be seen in the company of of a man and wife who are being prosecuted for bank and mortgage fraud. That I can understand. But why not just say that? Instead he made up all this gobbledygook about prosecuting mortgage fraud.

          • First Jim just made that whole thing up about not wanting to be in Joe G public presence for fear of impressions, when in fact Jim and Bravo just wanted to make a scene for shaming Juicy. REGULATIVE board DOES NOT PERUSE SOCIAL MEDIA OR TV FOR CLIFF NOTES ON APPROVING AND DISPROVING licenses. (sorry dint see caps on) the process of approving license is all black and white numbers on a piece of paper. Failure rates and complaints that have been investigated and validated. Being pictured with Juicy or even on the same TV show has nothing to do with Jim lies and failed companies. It has to do with Jim being a pathological liar and his need to be better than others because Jim has a small penis and extreme insecurities therefore he needs to put down others around him to give the allusion Jim is authentic and with character and moral in my opinion……

      • RonnieIsBack

        A made up one…

        • In the con artist works its called: de novo bank (from the Latin for “new”)

          • RonnieIsBack

            LOL
            Ps I was in the Latin Club so I get it…
            non decipitur qui scit se decipi

          • BRAVO – U GET MY HUMOR – He is not deceived who knows himself to be deceived…….objective facts of a delusion is already excluded in the legal sense……

          • RonnieIsBack

            yup. I’m smarter than the average Jim…lol

          • WestCoastFeed

            Doxxie, did you see JennyMcKitty’s comment above. She thinks I misheard Jim and that what he really said was that he worked for an “unsupervised Title II” company. Not an “unlicensed” one.. Does that make a difference. I may very well have gotten his statement wrong.

          • Makes no difference………the license is the supervisor…….apple/oranges both are fruit….. and in Jim’s case title 2 is a law that basically said scammer banks can be scooped up by bigger banks to save the public from economic hardship. This means even if Jim did own the bank he wont for long…….in my opinion. However, like I said JIM never had a license in NY or NJ. EVER……and Jim lost his mortgage broker license as NJ refused to renew it……title 2 is the name of a law…….Jim is twisting it like Case Anthony does with her lies.

          • WestCoastFeed

            Thanks. I appreciate it. I never like to tarnish someone unnecessarily. Of course, I’ve known for some time what a scumbag he was from the whistle blowing case.

          • love how one creates the scam then wants money for blowing the whistle when the money runs out….. Apollo did the same thing…..with his plea bargain….in my opinion.

          • Jennymckitty

            Thanks, Doxie.

      • Jennymckitty

        I thought that he said unsupervised. I was told that meant he could offer home improvement loans. I haven’t researched it on my own.

        • WestCoastFeed

          Could be. I don’t record the show so I can’t play it back to be sure. Let’s see if Doxxie knows. She doesn’t watch the shows,but she knows about the business.

  • any one can run around and say they have a bank…….you get investors together and loan others money…..in jim’s case…. its all casey anthony type lies. he does not even understand banking codes. title 2 is a law….. not a banking code

  • RonnieIsBack

    Great recap as always. Milania was actually quite charming when she isn’t telling folks to STFU, etc. The chickens…that was just bad…Juicy tried.
    Tre’s eye makeup…and Amber’s wrinkles…HDTV is killing me…
    Gonzo and the date..funny as hell..yall know he wasn’t going to come, but Bravo informed he she was having an epic meltdown (Frozen Hotchocolate AND french fries..and flirting with the young waiter) so meathead went..and jaw dropped when she mentioned her living arrangments…
    Jim is a douche..he is the stuff inside the bag… and he talks chit but canot back it up..all the threats…he is the creepy guy who used to drill holes in the girls locker room because deep down he would never get to see one upclose…
    I guarantee by reunion time Amber will have had botox…

    • I agree….Bravo needs YOUNG hot sexy and actual RICH people….
      LULU awesome blog !!

      • Reality LuLu

        Thanks guys. Ronnie I see your botox and I raise you one Amber nose job by reunion time!

        • RonnieIsBack

          heheheh

  • nan/4

    How could anyone be so stupid to go on national tv and claim he owns this, does that, has the power to….whatever the hell he said he had the power to do, and it all be a total lie? How could he possibly think that people wouldn’t check his story out? He’s not just a POS, he’s a very stupid POS! He makes me physically sick to my stomach…..

    ETA: This was a fantastic recap, Lulu!! I thank-you.

    • WestCoastFeed

      nan, as I said below, I suspect that Bravo hunted for a couple that they could hire and who would look so much worse than Teresa & Juicy that people would forgive them for their crimes.

      • nan/4

        This guy is a lowlife, but they don’t look any better in my eyes. (Joe and Tre) Deflection was not accomplished. That’s just my own opinion though….

        • WestCoastFeed

          The deflection didn’t work for me, either. I am curious to see if it works in the twitterverse.

          • nan/4

            I don’t follow twitter. Let me know, okay? I’d appreciate it WCF. 🙂

          • nan/4

            OR, you don’t have to. lol

          • WestCoastFeed

            Hee, hee. I’ll let you know.

            How’s this twitter?

            Amber & Jim Marchese
            Txs for stepping up and taking the reigns of biggest assholes of #RHONJ

          • Clearly Bravo wanted to take the Felony Heat off of Cash Cow Teresa and Jim Marchese was more than willing to take the Felony Title….in my opinion

          • nan/4

            Well, it worked for them! Probably will for most.

            Thank-you my friend! 😉

          • what does twitter verse say???

    • Pathological Liars like Jim and Casey Anthony do have have the brain capacity to think beyond that one minute they are spearing out lies. It is called “The GRANDIOSE LIAR”…..

      • nan/4

        What a pathetic excuse for a human being. Geesh. Thanks for all of the info Doxing! You helped to answer so many questions for me.

        Take care! 😉

    • This describes JIM M to a exact tee and is a cut and paste from Profile of SOCIOPATH- Grandiose Liar…..:

      (1) They are habitual liars. They seem incapable of either knowing or telling the truth about anything.

      (2) They are egotistical to the point of
      narcissism. They really believe they are set apart from the rest of
      humanity by some special grace.

      (3) They scapegoat; they are incapable
      of either having the insight or willingness to accept responsibility for
      anything they do. Whatever the problem, it is always someone else’s
      fault.

      (4) They are remorselessly vindictive when thwarted or exposed.

      (5) Genuine religious, moral, or other values play no part in their lives. They have no empathy for others and are capable of violence. Under older psychological terminology, they fall into the category of psychopath or sociopath, but unlike the
      typical psychopath, their behavior is masked by a superficial social
      facade.

      • nan/4

        Yup. That a very accurate description. He should be locked up, and he probably will be sometime soon.

        • I want Jim to marry Casey Anthony and for both of them to do a their own reality show. No writers needed.

          • nan/4

            Eww. I’ll pass on that one! I’ve now officially lost my appetite. Thanks Doxing, I needed that! 😉

  • WestCoastFeed

    When Juicy’s father died there were a couple of contradictory statements about what he was doing when he died. After last night, I think we have a more complete picture. One of the reports said he was building a chicken coop when he died. The other report said he was chasing Simba, their German shepherd. It now appears that both statements were probably true.

    I hope that he was building a chicken coop some distance from the dogs’ fenced in run. I don’t know what Juicy was thinking putting the chickens right next to the guard dogs.

    • Reality LuLu

      There is breaking news that Juicy is in trouble for animal abuse! I’m looking into it right now.

      • Reality LuLu

        Meh it is an animal activist not liking what she saw on the show last night. I doubt anything will come of her complaint.

        • WestCoastFeed

          Folks on twitter were upset that the dogs were being kept outdoors during the very cold winter months.

          • Juicy Joe’s DOGS are penned up during filming and housed in and out of the house during NON Filming DAYS.

          • RonnieIsBack

            I felt bad for the chickens

          • WestCoastFeed

            Ah, but the viewing audience could see the nice little chicken house for the chickens, but not see a dog house. There may be a dog house. Besides, who likes chickens? I guess Milania does. Though I could have sworn she said that she was looking forward to killing those new ones.

          • Marsbars09

            Milania. What a doll (not).

          • Jennymckitty

            Serial killer in the making..LOL.

          • Marsbars09

            LOL!

    • SAD poor Grandpa….. the young girls need therapy on how to cope…..my grandma died my senior year in HS and that was over 25 yrs ago and it is still hard…..

    • Marsbars09

      I thought the same thing. Why in the hell was the coop so close to those damn dogs?!

      • WestCoastFeed

        When I was a child we had chickens And we had a dog that turned into a chicken killer. My parents claimed they found a good home for that dog. I suspect they had it put down. Anyway, chickens right next to guard dogs was huge mistake.

      • Dog kennel temporary situation until coop is finished being built then dog kennel will be moved and the dogs are only in it during filming.

  • How can I start a bank?

    Starting a bank involves a long organization process that could
    take a year or more, and permission from at least two regulatory
    authorities. Extensive information about the organizer(s), the business
    plan, senior management team, finances, capital adequacy, risk
    management infrastructure, and other relevant factors must be provided
    to the appropriate authorities.

    The proposed bank must first receive approval for a federal or
    state charter. The Office of the Comptroller of the Currency (OCC) has
    exclusive authority to issue a federal or “national bank” charter, while
    any state (and the District of Columbia, Guam, Puerto Rico, and the
    Virgin Islands) may issue a state charter. Before granting a charter,
    the OCC or state must be able to determine that the applicant bank has a
    reasonable chance for success and will operate in a safe and sound
    manner. Next, the proposed bank must obtain approval for deposit
    insurance from the Federal Deposit Insurance Corporation (FDIC).
    Additional approvals are required from the Federal Reserve if, at
    formation, a company would control the new bank and/or a state-chartered
    bank would become a member of the Federal Reserve.

    All insured banks must comply with the capital adequacy
    guidelines of their primary federal regulator (Federal Reserve, FDIC, or
    OCC). The guidelines require a bank to demonstrate that it will have
    enough capital to support its risk profile, operations, and future
    growth even in the event of unexpected losses. Newly established banks
    are generally subject to additional criteria that remain in place until
    the bank’s operations become well-established and profitable.

  • This describes JIM Marchese from Profile of SOCIOPATH- Grandiose Liar:

    (1) They are habitual liars. They seem incapable of either knowing or telling the truth about anything.

    (2) They are egotistical to the point of narcissism. They really believe they are set apart from the rest of humanity by some special grace.

    (3) They scapegoat; they are incapable of either having the insight or willingness to accept responsibility for anything they do. Whatever the problem, it is always someone else’s
    fault.

    (4) They are remorselessly vindictive when thwarted or exposed.

    (5) Genuine religious, moral, or other values play no part in their lives.
    They have no empathy for others and are capable of violence. Under older
    psychological terminology, they fall into the category of psychopath or
    sociopath, but unlike the typical psychopath, their behavior is masked by a superficial social
    facade.

    • WestCoastFeed

      It also is an excellent description of Teresa Giudice

      • That is because Teresa is a sociopath as well as JIM…….

        • nan/4

          Yup. Right on the money!

    • Marsbars09

      This is the perfect show for Jimmy! LOL!

  • RonnieIsBack

    Dirty Dirty lil JIm…here is the NY Times article…

    http://www.nytimes.com/2007/10/25/business/25whistle.html?pagewanted=all&_r=0

  • WestCoastFeed

    I wonder what medications Tre and Juicy are on. Juicy just sat there like a lump during all of Jim’s ranting. Didn’t he hear what Jim was saying? Or has it all gotten to the point that he is just waiting for the inevitable sentence and a twerp like Jim simply doesn’t matter. I’d think he would at least show some indication that he appreciated that Joey was standing up for him and for Teresa.

    • nan/4

      I said to my husband that it looked like they were both taking some kind of tranquilizer. I sadly have had some experience with them, and I can see some evidence of it in the slowness of their responses.

      • Marsbars09

        Hi nan! The Giudices’ were probably medicated.

        • nan/4

          Yup. I sure did look that way to me too Marsie.

          I hope all is well with you sweetie! 😉

          • Marsbars09

            I’m at my get away spot! All is good!

          • nan/4

            😉

          • Jennymckitty

            Oh good, Mars. We are leaving and spending this weekend in a housewife city.

          • Marsbars09

            I hope you and your family have a great time!

          • Jennymckitty

            Well, he started by spinning two different tales that even Tre was smart enough not to believe before he settled on the ” I prosecute mortgage fraud”.

          • Marsbars09

            Hi Jenny!
            Are you sure Tre was smart enough? LOL!

          • Jennymckitty

            She didn’t look like she was buying it which is why he kept changing his story. If Tre saw through it….

        • WestCoastFeed

          Teresa did say something about her mind shutting down whenever their legal problems are mentioned. It’s good that she at least recognizes that is her defense mechanism at work. So she had reason to go to Jim to ask him to clarify what he was saying. Only to have him be such a condescending brute to her.

    • Marsbars09

      Great point, WCF. Maybe Joe is smart enough not to engage in anymore nonsense hence his legal problems.

    • Jennymckitty

      His lawyer must have put the fear of God into him. I feel certain that he lawyer or Wende looked into the new cast. Joe seemed to know all about Jim at the party.

  • Marsbars09

    I thought it was very real of Tre to give her honest assessment of Mel while she was at the spa and with Dina & Amber. Tre described Mel as a cold person, which I find reasonable.
    I don’t find Mel to be a really social personality. I think she does what she has to do to remain on TV, but other than that I think she cares for herself and then her family. JMO.

    • I think Melissa is all about Money and position in the community. I feel no chemistry between Melissa and Joe. In my opinion.

      • Marsbars09

        You’re right on, rx. I noticed that day 1 they appeared on the show.

      • Dana

        Mel is a shallow user, terrible actress (I won’t even touch on the singing, yikes!) a dislikeable person and a bore. I am so disappointed in NJ this season. I am seeing too much of Mel & Slo Jo who are not the least bit interesting along with the uber annoying twins and the other nutcase couple the Marcheses. I don’t like Bobby or Rino either, they just remind me of retreaded Rich Wakiles, which is no compliment.

        I want to see more of Dina and the Guidices, the latter is why I watch in the first place. Not the least bit into the Gorgas or the new cast members.

  • Ronnie

    Jim is a scum bag pussy. Anyone who will start a fight in front of other men an national TV. Then use the I’ll call the cops or I’ll sue u is a little bitch. Were a lot of things in jersey but acting like jim does is not a everyday thing that I have witnessed in my lifetime. (Im32). Kids who were picked on, can’t fight, had no friends, no one licked stayed home and studied an found a job that makes money usually turn Into someone like Jim’s punk ass. If he really thinks he’s that smart he should of thought about the impact of being gutless will have on his kids when they really daddy’s a pussy. Should of realized he’s on a show trying to be tuff to men that have a fan a base for the past few years (there’s crazy fans out there that will fuck u up for there favorite nj husband. JIM YOU ARE A LITYLE BITCH WITH NO BALLS OR HEART TO BE A MAN. U SHOULD OF ASKED TO CUT THE CAMERAS OFF AN BANG OUT LIKE A REAL MAN WOULD. WIN OR LOOSE A MAN WILL STAND UP. MY 7 YEAR OLD EVEN STICKS UP FOR HIM SELF. #COPCALLING BITCH. I HOPE THEY RUN U OFF THE SHOW AN THIS IS YOUR LAST SEASON.

    • AMEN but given Bravo’s past they will make JIM the NEW Star…..Bravo loves pathological felony liars in my opinion.

      • WestCoastFeed

        He needs to do something endearing. Maybe flip a table. Call Melissa a prostitution whore?

    • Marsbars09

      Whew! Tell em’ Ronnie! LOL!
      Jimmy is a real punk!

  • Robin Williams DEAD – SUICIDE – PRESS POLICE DOCS = marinsheriff.org/uploads/854.pdf

    • Robin Williams age 63 was severely depressed and on booze. After 20 years of sobriety. Suicide due to asphyxia. Last month Robin checked into rehab after booze trip…..

      • Jennymckitty

        I just heard. How very sad. I just loved him.

        • WestCoastFeed

          We all just loved him. This so sad. I do hope Bravo reruns that special 2 hours Actors’ Studio interview he did with James Lipton. That was Robin Williams at his spontaneous best.

          • Robion Williams finished working ON 4 MOVIES: Absolutely Anything, Night at the
            Museum: Secret Tomb, Merry Friggin’ Christmas, Angriest Man in Brooklyn

          • Clare

            Nothing that involves James Lipton and his obsequious, simpering pandering to actors that he treats as just “so precious” has ever resulted in a ‘spontaneous best.” Ever.

        • Robin Williams has a home here in Saint George UT. When he came he always flew in via a private jet…..he was always so kind and generous.

      • Marsbars09

        OMG. I didn’t know Robin left a baby girl behind.
        I am saddened by Robin’s passing. I was an admirer of his talent ever since he played the alien Mork from Mork and Mindy. May his soul RIP.

      • Lorn

        I cried when I heard the news. What a travesty! He was truly an impeccable talent who’s presence will be missed for years to come. I grew up knowing him through many childhood classics–Mrs. Doubtfire, Jumanji, and Aladdin. I feel so incredibly sad to know this has happened to his family and wish he could have reached out to someone.

        We miss you Robin! Shine bright for us tonight!

    • MorningYawn

      RIP Mr. Williams! Thank you for the years of laughter. 🙁

    • nan/4

      I’m heartbroken. He was so brilliant , and everyone who knew him said that he had a heart of gold. Thank-you for bringing me so much laughter. You will be missed. May he rest in peace.

    • That’s so sad. May he RIP!

  • JIM MARCHESE RESPONDS TO MY TWEETS
    James Marchese @JLMarchese111

    @DoxingRx:disqus @AmberNMarchese Noticed you did not include the part were the court awarded me and said I did nothing wrong. truth hurts #spinster

  • MY RESPONSE TO JIM MARCHESE –
    ‏@DoxingRx:disqus
    @JLMarchese111 @AmberNMarchese sorry about that i was a little busy calling u a pathological sociopath liar. my bad.

  • JIM MARCHESE TWEET
    i believe he is trying to say the state prosecutor on his felony case was the same prosecutor as joe giudice and therefore that makes jim a trained attorney who was once involved in prosecuting juicy joe – same logic as casey anthony
    capemaycountyherald.com/files/media/Indictment2-28-13.PDF … … (Page 2 bottm, P 45 &47) MortgageNOW Page 21 http://www.nj.com/news/index.ssf/2014/03/humbled_teresa_and_joe_giudice_of_real_housewives_plead_guilty_to_financial_fraud.html …. My case, theirs case same prosecutor #RHONJ

    • What a piece of shit jerk off he is. You have mail.

      • he called me a spinster. he is probably older than me…..plus can one be a spinster if u chose to be a single mom while raising a child? i did not want men coming in n out of my sons life…ps i was married 10 years…..thhe dude can not even insult the truth.

        • WestCoastFeed

          Spinster used to be just another word for an unmarried, never married woman. There was nothing pejorative about it. In fact, when I was in college one of my best friends was a member of the “Spinsters.” a club for single young women from very affluent Los Angeles area families.

  • December 2009, Jim Marchese former wife and mother of 2 of his 4 children, was
    indicted by a Grand Jury. In a 7 count indictment, Rebecca Marchese
    DePeri Grande 41, of Jackson, and her sister Meredith Miller, 38, of Brick Township, were charged with criminality arising out of their ownership in Spectrum Title Agency. Grande was charged
    with conspiracy, misapplication of entrusted property, theft by failure
    to make required disposition of property received and misconduct by a
    corporate official. Grande’s sister was charged with writing bad checks
    and theft by deception. Rebecca took a plea. Thereafter, Jim used that conviction as a basis to file a nasty custody fight of his 2 boys.

  • WestCoastFeed

    It’s Antonia’s birthday. Melissa tweeted this:

    http://instagram.com/p/rmfQ9PJC2n/

    • Such a good looking happy family.

  • WestCoastFeed

    Congratulations to Kathy Wakile. Her QVC appearance put her cookbook on the amazon best seller list for dessert books–

    https://twitter.com/KathyWakile/status/498987807466328064/photo/1

    • She deserves it.

    • Her desserts looks delicious. Not a big Kathy fan but she’s very talented in the kitchen. She deserves this.

  • WestCoastFeed

    Ratings are reported to have bounced back to over 2 million for the last episode. Is it because the viewers love to have someone to hate, like Jim Marchese? Or did they tune in to see the hair-pulling violence?

  • WestCoastFeed

    Kim D just retweeted this. It was from Amber tweeting that she got this dress from Posche boutique. Why am I not surprised?

    pic.twitter.com/3q3UVBoYAb

    • It seems like Amber is really trying to play up the TeamTeresa/ Melissa hate-fest thing. Silly of you ask me.

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